SOFI — Research (2026)

2026-09-07T00:00:00Z 2026-10-07T13:00:00Z sofi tli research fintech
What changed in the latest update +37 −1
@@ -5 +5 @@ created: '2026-09-07T00:00:00Z' @@ -8,0 +9,2 @@ sources: + - email://103367 + - email://103644 @@ -37,0 +40,13 @@ SOFI (SoFi) is held in IRA and covered by TLI. TLI analysis: holding above $25 l + + ### 2026-10-02 (afternoon) — email #104111 — Coverage (Text) + **Subject:** $SOFI + **Type:** Text-based chart update. + - $SOFI has been consolidating since the start of the year as the market was unsure on interest-rate direction + - Now more clarity — Fed has **started to raise again**, likely one more hike this year at least + - Higher rates = less lending, less activity, less fees — affects the bottom line + - $SOFI has been pulling back since the market got anxious about rates in mid-August + - **0.618 Fib at $15.18** looks almost certain to be tested next + - Weakness brings the **200 WMA at $13.21** into play + - Bulls will likely have no issue adding on the 200 WMA once committed long-term + - "I believe $SOFI at this level is a fantastic buy for long term" + **Price check:** 2026-10-02 afternoon — **$15.81** (-2.01%). Pulling toward 0.618 Fib $15.18, then 200 WMA $13.21 in play. @@ -38,0 +54,3 @@ SOFI (SoFi) is held in IRA and covered by TLI. TLI analysis: holding above $25 l + + |- **2026-09-15** — **$17.27** Live price update. + @@ -40 +58,19 @@ SOFI (SoFi) is held in IRA and covered by TLI. TLI analysis: holding above $25 l − - **2026-09-08 (close)** — $18.10 (-0.66% from Sep 4 close). Held in IRA. TLI sees return to $25 then $45 then $61. Key level $14.88 cut. + |- **2026-09-08 (close)** — $18.10 (-0.66% from Sep 4 close). Held in IRA. TLI sees return to $25 then $45 then $61. Key level $14.88 cut. + |- **2026-09-14 (close)** — **$17.65** (+1.91%) — Holding above $17. Cut level $14.88. + ### Sep 15, 2026 (email #103367) — Consolidating in Buy Zone + - $SOFI has been consolidating since March between the **0.5 Fib at $18.55** and the **0.618 Fib at $15**. + - This level is our Buy Zone — the longer the consolidation, the stronger the breakout. + - Price check: 2026-09-16 — **$17.07** (within Buy Zone). + ||- **2026-09-21** — **$16.99** — Consolidating in Buy Zone between $15 (0.618 Fib) and $18.55 (0.5 Fib). Cut level $14.88. + + ### 2026-09-22 — email #103644 — SOFI PM Update — Stablecoin News + **Subject:** $SOFI + **Type:** Image-based post with text caption. + **Text:** $SOFI is up +6.5% in the PM on news: SoFi Technologies and Mastercard said stablecoin settlement is now live across SoFi Bank's debit and credit card program. + **Price check: 2026-09-22 — $16.97.** Up on stablecoin/Mastercard partnership news. Consolidating in Buy Zone $15-$18.55. Cut level $14.88. + + **Price check:** 2026-09-23 — **$17.16** (+1.12%). Consolidating in Buy Zone $15-$18.55 (0.618-0.5 Fib). Stablecoin/Mastercard partnership live. Cut level $14.88. + + ||- **2026-09-24** — **$16.55** — Pre-market Sep 24 — $16.55 (Sep 23 close). Consolidating in Buy Zone $15-$18.55. Stablecoin/Mastercard news held. Cut level $14.88. + + **Price check:** 2026-09-29 — **$15.91** (-0.09%). Consolidating in Buy Zone between 0.5 Fib $18.55 and 0.618 Fib $15.

Sources

email://102629
email://101364
email://103367
email://103644
new section edited section · markers reflect the latest update

Summary

SOFI (SoFi) is held in IRA and covered by TLI. TLI analysis: holding above $25 leads to $45, Wave 3 target is $61. Described as a VERY attractive position right now.

TLI Analysis

  • "I see no world where $SOFI does now return to $25"
  • Holding above $25 -> next target is $45
  • Wave 3 target: $61
  • "VERY attractive position right now"
  • Q2'26 Equity Brief and Earnings coverage completed
  • Held in IRA, part of TLI recurring coverage
  • Prior analysis: good earnings, -4% post-report (buyable dip)

Position Context edited

  • Conviction: star star star - recurring coverage
  • Held in IRA
  • Key levels: $25 support, $45 target, $61 Wave 3 target
  • Type: Fintech / lending

2026-10-02 (afternoon) — email #104111 — Coverage (Text) new

Subject: $SOFI Type: Text-based chart update. - $SOFI has been consolidating since the start of the year as the market was unsure on interest-rate direction - Now more clarity — Fed has started to raise again, likely one more hike this year at least - Higher rates = less lending, less activity, less fees — affects the bottom line - $SOFI has been pulling back since the market got anxious about rates in mid-August - 0.618 Fib at $15.18 looks almost certain to be tested next - Weakness brings the 200 WMA at $13.21 into play - Bulls will likely have no issue adding on the 200 WMA once committed long-term - "I believe $SOFI at this level is a fantastic buy for long term" Price check: 2026-10-02 afternoon — $15.81 (-2.01%). Pulling toward 0.618 Fib $15.18, then 200 WMA $13.21 in play.

Price Check edited

|- 2026-09-15 — $17.27 Live price update.

|- 2026-09-11 — $17.21 Live price update. |- 2026-09-08 (close) — $18.10 (-0.66% from Sep 4 close). Held in IRA. TLI sees return to $25 then $45 then $61. Key level $14.88 cut. |- 2026-09-14 (close) — $17.65 (+1.91%) — Holding above $17. Cut level $14.88.

Sep 15, 2026 (email #103367) — Consolidating in Buy Zone new

  • $SOFI has been consolidating since March between the 0.5 Fib at $18.55 and the 0.618 Fib at $15.
  • This level is our Buy Zone — the longer the consolidation, the stronger the breakout.
  • Price check: 2026-09-16 — $17.07 (within Buy Zone). ||- 2026-09-21 — $16.99 — Consolidating in Buy Zone between $15 (0.618 Fib) and $18.55 (0.5 Fib). Cut level $14.88.

2026-09-22 — email #103644 — SOFI PM Update — Stablecoin News new

Subject: $SOFI Type: Image-based post with text caption. Text: $SOFI is up +6.5% in the PM on news: SoFi Technologies and Mastercard said stablecoin settlement is now live across SoFi Bank's debit and credit card program. Price check: 2026-09-22 — $16.97. Up on stablecoin/Mastercard partnership news. Consolidating in Buy Zone $15-$18.55. Cut level $14.88.

Price check: 2026-09-23 — $17.16 (+1.12%). Consolidating in Buy Zone $15-$18.55 (0.618-0.5 Fib). Stablecoin/Mastercard partnership live. Cut level $14.88.

||- 2026-09-24 — $16.55 — Pre-market Sep 24 — $16.55 (Sep 23 close). Consolidating in Buy Zone $15-$18.55. Stablecoin/Mastercard news held. Cut level $14.88.

Price check: 2026-09-29 — $15.91 (-0.09%). Consolidating in Buy Zone between 0.5 Fib $18.55 and 0.618 Fib $15.

| 2026-10-06 (afternoon) — $15.93 Live afternoon price update.

| 2026-10-07 (pre-market) — $15.76 Live pre-market price update.